Medical Malpractice Insurance

Medical Malpractice Insurance (MedMal), or, Professional Liability Insurance for Physicians is a line of coverage that has become incredibly complex. With reputation as well as millions of dollars at stake for economic and non-economic costs you need to have a medical malpractice carrier that is thriving, not just surviving. MedInsure Group works with numerous top-rated carriers that are experienced in handling medical malpractice claims from start to finish.

It all starts with understanding our clients long term needs so we can tailor a policy to fit recruitment, retention, and budgetary requirements. MedInsure Group works with clients to help them understand options such as; 'Claims-made' or 'Occurrence' coverage forms, 'Retro-active dates' and 'Tail or Extended reporting' policies. Medical Malpractice insurance can be complicated as regulatory environments change state to state and coverage forms change from carrier to carrier. Put the resources of MedInsure Group to use for your company!

Choosing a medical malpractice carrier is one of the most important decisions a Physician or Medical Group can make. While price plays a role, we have seen too many carriers close operations, transfer assets away from self-retention funds, or assess their members fees to replenish their reserves to ever recommend a carrier solely on price. Another factor to consider is how the insurance carrier responds to a claim. Hammer or consent to settle clauses can have a huge impact on reputation, future insurance costs, and peace of mind as an insured goes through the stress of a lawsuit even when many are eventually dimissed without cause. It is also important to understand that price now, does not equal price three to five years from now. Claims Made policies are designed to be less expensive in year one, but increase in cost over a 3-5 year period.

Risk consulting is how we approach conversations with our clients. Looking at the big picture for a Physician's career or a large group's needs is just the start of the conversation. Once we understand your risks and needs, MedInsure Group can get to work shopping out the coverage to find the right policy at a great price.

Contact us at Medinsure Group to find out more by calling us 877-403-8584 or scheduling an appointment wth one of our team members here

Get a jump start by filling in basic information in the form on the right side of this page. We can get some of the work completed before our appointment to make efficient use of our time together!