The privacy of your personal information is an important priority of MedInsure Group, LLC., its brokers, employees and staff. In keeping with the Gramm-Leach-Bliley Act and the state laws pertaining to insurance industry privacy laws, we provide you with this memorandum for your information.
MedInsure Group is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the MedInsure Group Web Site and governs data collection and usage. By using the MedInsure Group web site, you consent to the data practices described in this statement.
MedInsure Group collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. We also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites. There is also information about your computer hardware and software that is automatically collected by MedInsure Group or the operating systems used during web based communication. This information can include: your IP address, browser type, domain names, access times and referring web site addresses. This information is used by MedInsure Group for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the MedInsure Group Web Site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through MedInsure Group public message boards, this information may be collected and used by others. Note: MedInsure Group does not read any of your private online communications. MedInsure Group collects and uses your personal information to operate the MedInsure Group Web Site and deliver the services you have requested. MedInsure Group also uses your personally identifiable information to inform you of other products or services available from MedInsure Group and its affiliates. We may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
MedInsure Group is not responsible for the privacy statements or other content on web sites outside of the MedInsure Group web sites. MedInsure Group does not sell, rent or lease its customer lists to third parties. MedInsure Group may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, or provide customer support. All such third parties are prohibited from using your personal information except to provide these services to MedInsure Group, and they are required to maintain the confidentiality of your information.
MedInsure Group does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent. MedInsure Group keeps track of the web sites and pages our customers visit within MedInsure Group, in order to determine what MedInsure Group services are the most popular. This data is used to deliver customized content and advertising within MedInsure Group to customers whose behavior indicates that they are interested in a particular subject area.
MedInsure Group secures your personal information from unauthorized access, use or disclosure. MedInsure Group secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. MedInsure Group Web Site will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on MedInsure Group or the site; (b) protect and defend the rights or property of MedInsure Group; and, (c) act under exigent circumstances to protect the personal safety of users of MedInsure Group, or the public.
We disclose to you the following information regarding how we receive remuneration for our products and services. In addition to the usual commissions paid to us by insurance companies and fees paid by Clients, we may receive profit sharing or contingent commission income from insurance companies with whom we have agreements. These agreements do not increase the cost of your insurance and are based on a variety of factors including but not limited to premium volume, loss ratio, retention and growth. We also may receive interest income where permitted by law on premiums held by MedInsure Group and payable to insurers. Such interest may accrue between the time you pay us and the time we pay the insurer.
MedInsure Group welcomes your comments regarding this Statement of Privacy. If you believe that MedInsure Group has not adhered to this Statement, please contact MedInsure Group at: [email protected]. We will use commercially reasonable efforts to promptly determine and remedy the problem.