RV ownership can be a great way to enjoy time with your family and increase your travel opportunities. Having your RV properly insured through MedInsure Group will increase your enjoyment associated with driving a home on wheels. Here are a few things you need to know about RV insurance.
RV Insurance Vs. Auto Insurance
Although some states will allow an RV to be covered under a standard auto insurance policy, there are often weight restrictions for larger vehicles which make RV’s ineligible for this coverage. Due to their size and abilty to carry lots of your personal belongings, a special RV policy may be the right choice for your needs. There are a few things that differ between an RV policy and an auto policy. An RV policy may add personal liability coverage for the owners and will add coverage for personal belongings. A standard auto policy will often have no coverage, or very limited coverage for personal belongings that are not permanently attached to the vehicle.
RV Insurance Part-Time vs. Full-Time
Another option that is available with an RV insurance policy is the option to cover your RV part time or full time. If your RV is only used during certain seasons of the year, then you may qualify for a reduced rate on the insurance policy. This will be a less expensive option that only provides coverage during the months of the year when you are using the RV with limited coverage while the RV is in storage. The RV policy can have expanded coverage options to rival that of a homeowners insurance policy for those that live in the RV for extended periods of time. It is also important to understand how your RV is classified. If you would like to learn more about RV coverage you can call to speak with one of our friendly MedInsure Group staff members.
Contact us at MedInsure Group to find out more by calling us 877-403-8584 or scheduling an appointment with one of our team members here.
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